Medical Recovery Insurance

Financial protection for the self-employed, employed or small business
in case you should ever not be able to work after an operation

Get Protected

If you work for yourself or run a small business, being unable to work for a period of time could severely impact your finances. Should you ever require an operation then MyRecoveryCheque will pay you a cash benefit based on the normal recovery time of your operation.

Medical Recovery Insurance offers an alternative and affordable approach to short-term income protection plans. Our aim is to provide you with immediate financial support should you need an operation or a medical procedure which prevents you from working.

If you are self-employed or you do not have a sick pay scheme at work, then you might suffer from a reduced income for any of the following reasons.
  • Not being able to work

  • The self-employed usually do not qualify for any state help

  • Statutory sick (SSP) pay is currently 88.45 per week

  • Low wage earners may not even get SSP

or should you have a limited sick pay scheme at work, then you might suffer from additional expenses which can include:
  • Travel & parking pre and post treatment. especially if you need specialised treatment not catered fot in your local health area.

  • Increased childcare costs or home help

  • Prolonged drug treatment

  • A recuperative holiday

Operation Classifications Level 1
BENEFITS
Level 2
BENEFITS
Level 3
BENEFITS
Level 4
BENEFITS
Medical procedures which have a recovery and return to light manual work in a few days £ 150 £ 250 £ 350 £ 500
Medical procedures which have a recovery and return to light manual work in around two to three weeks £ 500 £ 750 £ 1,000 £ 1,500
Medical procedures which have a recovery and return to light manual work in around one to two months £ 2,000 £ 3,000 £ 4,000 £ 6,000
Medical procedures which have a prolonged recovery £ 5,000 £ 10,000 £ 15,000 £ 20,000
Cancer Treatment and Heart Attacks Level 1
BENEFITS
Level 2
BENEFITS
Level 3
BENEFITS
Level 4
BENEFITS
Course of Chemotherapy £ 2,000 £ 3,000 £ 4,000 £ 6,000
Course of Radiotherapy £ 500 £ 750 £ 1,000 £ 1,500
Heart Attacks £ 2,000 £ 3,000 £ 4,000 £ 6,000