Regulatory Information

Regulatory Information

About MyRecoveryCheque

MyRecoveryCheque is arranged by MediCheque Cash Plans Limited. MediCheque Cash Plans Limited is incorporated in England and Wales under the 1985 Companies Act as a private limited company, its company number being  No. 8062651. Finsgate 5-7 Cranwood Street, London, EC1V 9EE.

Who Regulates Us?

MediCheque Cash Plans Limited is an appointed representative of Compass Underwriting Limited who are authorised and regulated by the Financial Conduct Authority under Firm Reference Number 304908.You can check this at or by contacting the Financial Conduct Authority on 0800 111 6768.

Administration and Underwriters

Medical Recovery Insurance is insured and underwritten by certain underwriters at Lloyd’s. You can check this by telephoning Lloyd’s Market Services on 020 7327 5693.

Medical Recovery Insurance policies are administered by Compass Underwriting Ltd who are authorised and regulated by the Financial Conduct Authority. Firm Reference Number. 304908. You can check this at or by telephoning them on 0845 606 1234.

Data Protection

Any information submitted to Compass Underwriting Limited will be held for general insurance purposes, for offering renewal, for research and statistical analysis. The information may also be passed, where appropriate, to service providers working in conjunction with Compass Underwriting Limited. You have the right (subject to limited exceptions) to access and if necessary rectify the information that we hold on you.

What to do if you have a complaint

Compass Underwriting Limited is committed to providing the highest possible level of service to our customers. However, if the services do not meet your expectations then please refer to the complaints section in your policy document. Alternatively you may contact us at:

The Managing Director
Compass Underwriting Ltd, 
50 Mark Lane 
London EC3R 7QR

Phone:  020 7398 0100
Fax:      020 7398 0109

If You are not happy with the way Your complaint has been dealt with You can refer the matter to Lloyd’s at:

Policyholder & Market Assistance
Lloyd’s Market Services, 
One Lime Street, 
London EC3M 7HA.

Phone:  020 7327 5693
Fax:      020 7327 5225 

We have internal complaints handling procedures which You can ask to see.

If you remain dissatisfied with our final response you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London, E14 9SR Tel: 0800 023 4567. The Ombudsman will only consider your complaint after you have written confirmation from us that our internal complaints procedure has been applied in full.

This complaints procedure does not affect your legal rights.

Online Dispute Resolution 

The Online Dispute Resolution website is an official website managed by the European Commission dedicated to helping consumers and traders resolve their disputes out-of-court.

If you have had a problem with something that you have bought on line, you can use this site if you live in the EU and the trader is based in the EU.

Click here to go to the Online Dispute Resolution Website.


You have a duty to disclose any changes to information provided in your application to MediCheque.


Lloyd’s Underwriters are covered by the Financial Services Compensation Scheme. You may be entitled to compensation from the scheme if Lloyd’s Underwriters cannot meet their financial obligations. Further information about compensation scheme arrangements are available from the FSCS at or by telephoning 0800 678 1100.


The company owns the trademarks to “MediCheque” and “MyRecoveryCheque”.