If you work for yourself or run a small business, being unable to work for a period of time could severely impact your finances. Should you ever require an operation then MyRecoveryCheque will pay you a cash benefit based on the normal recovery time of your operation.
Medical Recovery Insurance offers an alternative and affordable approach to short-term income protection plans. Our aim is to provide you with immediate financial support should you need an operation or a medical procedure which prevents you from working.
If you are self-employed or you do not have a sick pay scheme at work, then you might suffer from a reduced income for any of the following reasons.
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Not being able to work
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The self-employed usually do not qualify for any state help
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Statutory sick (SSP) pay is currently 88.45 per week
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Low wage earners may not even get SSP
or should you have a limited sick pay scheme at work, then you might suffer from additional expenses which can include:
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Travel & parking pre and post treatment. especially if you need specialised treatment not catered fot in your local health area.
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Increased childcare costs or home help
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Prolonged drug treatment
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A recuperative holiday
| Operation Classifications | Level 1 BENEFITS |
Level 2 BENEFITS |
Level 3 BENEFITS |
Level 4 BENEFITS |
|---|---|---|---|---|
| Medical procedures which have a recovery and return to light manual work in a few days | £ 150 | £ 250 | £ 350 | £ 500 |
| Medical procedures which have a recovery and return to light manual work in around two to three weeks | £ 500 | £ 750 | £ 1,000 | £ 1,500 |
| Medical procedures which have a recovery and return to light manual work in around one to two months | £ 2,000 | £ 3,000 | £ 4,000 | £ 6,000 |
| Medical procedures which have a prolonged recovery | £ 5,000 | £ 10,000 | £ 15,000 | £ 20,000 |
| Cancer Treatment and Heart Attacks | Level 1 BENEFITS |
Level 2 BENEFITS |
Level 3 BENEFITS |
Level 4 BENEFITS |
| Course of Chemotherapy | £ 2,000 | £ 3,000 | £ 4,000 | £ 6,000 |
| Course of Radiotherapy | £ 500 | £ 750 | £ 1,000 | £ 1,500 |
| Heart Attacks | £ 2,000 | £ 3,000 | £ 4,000 | £ 6,000 |